elm Financial Solutions

From an Idea... to a Seamless Customer Experience

In a sector where our earliest collaborations blossomed, we have reshaped the financial experience, building a fully integrated ecosystem of solutions and products. From Yakeen for verification, to Dhamen for secure financial transactions, to an integrated tech experience through Rabet Solutions, we have empowered businesses and individuals with a diverse range of open banking and fintech solutions.

 
 
 
 

From employment data to IBAN verification… our “Know Your Customer” experience, encompassing income and wealth, grants you complete access to vital information.

  • Dakhli
    • A product that provides businesses with access to individuals’ income and employment data to ensure a smooth financial process.
      Know more about Dakhli
       
  • Rabet Solutions
 
 

Our banking solutions go further to assess and understand expected risk levels.

  • Lezam for enhanced compliance
    • A specialized product that evaluates risks related to businesses and individuals using verified and trusted data.
 
 

We provide financing solutions inside and outside KSA..

At elm, we have streamlined financing processes for importing goods, both from within and outside KSA, offering professional financing solutions to ensure secure and reliable transactions.

  • Tasdeed
    • This solution enables supply chain invoice financing to empower SMEs to efficiently manage their cash flow and ensure business continuity.
      Know more about Tasdeed
       
 
 

Our tech solutions in the financial sector are designed to ensure safe and reliable transactions between parties.

  • Dhamen
    • Dhamen acts as a trusted intermediary integrated with digital platforms, responsible for receiving funds and distributing them to the rightful parties upon completion and confirmation of the transaction through the platform.
      Protect your rights and learn more about Dhamen
       
 
 

At elm, we have developed smart solutions for fraud detection and built metrics to assess the fraud risk level in every financial transaction, so you can act with confidence.

  • Be confident with Yakeen
  • Stay informed with Thaki
    • A specialized product for fraud detection, offering comprehensive analysis using multiple trusted sources and inputs.
 
 

At elm, we have crafted a solution for party verification, empowering businesses to accelerate their financial operations.

  • Learn more about Onboarding & Accreditation
    • A comprehensive service from Rabet Solutions, designed to facilitate businesses’ access to required services by providing all the necessary verification and authorization requirements for involved parties and delegates, creating a hassle-free experience for service providers.
 
 

At elm, we have designed an end-to-end digital experience — from insight to solution, all in one platform.

We connect you to a world of financial solutions through our API technologies.

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